Illinois Car Accident Laws
Illinois Rules of the Road and Important Illinois Car Accident Laws
If you live in the state of Illinois and own a vehicle, you may already be familiar with the Illinois car accident laws. Being familiar with Illinois car accident laws can help you file insurance claims and avoid unforeseen expenses. If you are familiar with these laws and adhere to them, an Illinois car accident lawyer can help you handle the an Illinois car accident in the right manner.
If you drive a vehicle in the state of Illinois:
- You must be familiar with minimum liability cover.
- You must be familiar with the statute of limitations.
- You must be familiar with proportional comparative fault.
Besides, there are many things that an Illinois car accident lawyer will expect you to know and understand.
Minimum Required Insurance Coverage
To begin with, the minimum liability coverage in Illinois is $20,000 for injury or death of one person and $40,000 for injury or death of more than one person. The minimum property damage coverage is $15,000. Additionally, the small claims limit in Illinois is $10,000.
Illinois Car Accident State of Limitations
The statute of limitations is the period for which you are eligible to file the insurance claim and lawsuit. If it expires, you lose the benefits that you deserve to obtain from the party responsible for causing the car accident. You can file a personal injury claim within 2 years of the car accident, and a property damage claim within 5 years.
Illinois Comparative Fault
Proportional comparative fault in the state helps decide the right of one party involved in the accident to file a claim against the second one. According to Illinois car accident laws, the party which is 51% or more responsible for causing the accident is not eligible to file the claim for damage. You will need an Illinois car accident lawyer to assist you in knowing and implementing these rights.
If you are involved in an Illinois car accident caused by a government employee, your Illinois car accident attorney can help you file the claim against him/her or the government agency that employs him/her. These agencies may be town, city, state or county-owned. An Illinois car accident lawyer will help you file the special notices against the concerned government units.
Free Information About Illinois Car Accident Laws
To know more about your rights and important Illinois car accident laws, you can contact us for the details or obtain our FREE Illinois car accident book from our website.
